Fine v General Accident Fire and Life Association Limited [1914] ZAWLD 25 (27 October 1914)

lnsurance.-Fire-policy.--Premature termination of prior
policy .-Material non-disclosure.

Cancellation of a fire policy during its currency by an insurer under power to that effect in the policy is not a declinature of the risk.Failure, however, to disclose such cancellation to a subsequent insurer, Held, a material non-disclosure avoiding a policy which expressly made an omission to state any fact material to the risk a ground of avoidance, Semble, such material non-disclosure would have avoided the policy apart from any such express
stipulation.